Banner Bank Account Options and Services

Banner Bank offers a range of convenient bank account options to suit your needs, including checking and savings accounts, as well as money market accounts.

With a checking account from Banner Bank, you can enjoy features like online and mobile banking, bill pay, and debit cards. This account is perfect for everyday transactions and budgeting.

Savings accounts from Banner Bank also come with online and mobile banking, as well as the ability to link your account to your checking account for easy transfers. You can even earn interest on your savings with a high-yield savings account.

Banner Bank's money market accounts offer a higher interest rate than traditional savings accounts, making them a great option for those looking to earn more on their deposits.

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Banner Bank offers a variety of account types to suit different needs. Their savings accounts don't have the highest interest rates, but they make up for it by giving you opportunities to waive monthly fees.

To open a savings account with Banner Bank, you'll need to deposit at least $100. You can access your savings account online, through the mobile app, or at a physical branch.

Banner Bank's Money Market Account requires a $100 minimum deposit and offers a tiered interest rate. This means your rate will increase as you deposit more money, but the highest APY is still relatively low compared to online banks.

The Money Market Account comes with a $10 monthly service charge unless you maintain a minimum daily balance of $1,000. This can be a great incentive to keep funds in the account and let them grow.

You can also open a Certificate of Deposit (CD) account with Banner Bank, which requires a $2,500 minimum deposit. CD accounts offer a fixed interest rate for a set period of time, but you'll face an early withdrawal penalty if you try to access your money before the term is up.

Banner Bank's CD accounts have terms ranging from seven days to 36 months, with interest compounding daily and credited at the end of the term. The longer term options tend to have stronger interest rates.

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The bank's checking account requires a $50 minimum deposit and comes with a $12 monthly service charge unless you meet certain requirements. You'll also get benefits like fee rebates for non-Banner bank ATM owners in the U.S.

Here's a summary of the minimum deposit requirements for each account type:

Banner Bank offers checking accounts that cater to a variety of customers, from those seeking a hassle-free account to those looking for more complex options that can unlock bonus features.

The Connected Checking account, for instance, has no monthly service charge and requires only a $50 minimum deposit to open. You can access your account online, through mobile banking, or at physical branches.

In addition to its convenient features, the Connected Checking account also offers FDIC insurance up to the maximum amount allowed by law, ensuring your deposits are secure.

Here are some key features of the Connected Checking account:

If you're looking for a checking account that won't break the bank, consider Connected Checking. It doesn't have a monthly service charge, and you can open it with just $50.

One of the best features of Connected Checking is that it doesn't require a minimum balance to keep the account open. You also get access to your account online, through mobile banking, and at physical branches.

Connected Checking comes with some nice perks, including free online and mobile banking, free notary services, and a free debit MasterCard that's compatible with Apple Pay, Samsung Pay, and Google Pay.

If you're 65 or older, you can get 50% off any check style or pay only shipping and handling for Banner logo wallet checks. The bank will also reimburse any fees you incur at non-Banner Bank ATMs inside the U.S.

Banner Bank's Best Checking Account is another option to consider. However, it comes with a $12 monthly service charge unless you meet certain requirements.

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To waive the monthly service charge on Banner Bank's Best Checking Account, you'll need to meet one of the requirements listed on the bank's website. You can also call the bank to find out the most accurate rates for your area.

Here are the key features of Connected Checking:

Rewards Checking is a great option for those who want to earn rewards on their purchases. It requires a minimum deposit of $50 to open.

You'll have access to your account online, through the mobile app, and at physical branches. This flexibility is perfect for those who like to manage their finances on-the-go.

The account comes with FDIC insurance, which protects your deposits up to the maximum amount allowed by law. This added security gives you peace of mind, knowing your money is safe.

However, there is a $6 monthly service fee associated with this account. If you're looking to avoid this fee, you may want to consider other options.

You also get all the benefits offered through the Connected Checking account, including unlimited check writing and free notary public services. This is a great perk for those who need to write checks or notarize documents frequently.

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If you're a legal resident of California, Idaho, Washington, or Oregon, you can open an account online with Banner Bank.

You'll need to provide some basic information, including your government-issued ID, Social Security number, and contact details like your email address.

To open a savings or money market account, or a CD, you can follow the same online application process.

Here are the types of accounts you can open online:

You can check your balances and statements online with Banner Bank. This allows you to stay on top of your finances at any time.

You can also pay bills online, making it easy to manage your expenses. This feature is especially convenient for those who are short on time.

Additionally, you can transfer money to other accounts, which is a great way to move funds between your accounts.

You can check your balances and statements online, which is super convenient for keeping track of your finances.

Paying bills online is also a great feature, saving you time and effort.

Transferring money to other accounts is another useful option, allowing you to move funds quickly and easily.

Setting up Text Banking is a great way to get account information on the go, with features like checking your account balance or account history with just a text message.

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If you're looking for a bank with a strong online presence, Banner Bank is a great option. They operate 147 full-service branches throughout the Western United States.

You can find Banner Bank branches in California, Idaho, Oregon, and Washington. Their extensive branch network makes it easy to access your account in person.

Banner Bank also offers 24/7 online banking and a mobile banking app, so you can manage your account from anywhere. You can access your account online or through the mobile app at any time.

If you need help with your account, you can contact customer service at 509-527-3636 or 800-272-9933. Customer service is available Monday through Friday between 7 a.m. and 7 p.m. (PDT).

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Banner Bank offers a variety of savings options to help you grow your money. You can choose from a Connected Savings account, which has a low $25 minimum deposit and no monthly maintenance fee if you maintain a minimum daily balance of $100.

The Connected Savings account also offers free unlimited deposits, online and mobile banking, and an automatic savings plan feature. However, federal law limits withdrawals to six per statement cycle, and each withdrawal beyond that will trigger a $5 fee.

To waive the $3 monthly service charge on the Connected Savings account, you can maintain a minimum daily balance of $100. This is a great option if you want to keep your savings low and avoid monthly fees.

One of the benefits of the Connected Savings account is its overdraft protection feature. You can link this account to a Banner Bank checking account, and in the event of an overdraft, the bank will automatically transfer available funds from your savings account to cover the transaction.

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The Money Market Account has a higher minimum deposit requirement of $100, but offers a tiered interest rate that increases as you deposit more money. You can also waive the $10 monthly service charge by maintaining a minimum daily balance of $1,000.

If you're looking for a savings account with easy access to your money, consider Banner's Best Savings account. It has a $10 monthly service fee unless you maintain a minimum daily balance of $5,000, and offers unlimited withdrawals at ATMs with a debit card.

Here's a comparison of the minimum deposit requirements for Banner Bank's savings accounts:

Overall, Banner Bank's savings options offer a range of benefits, including low fees, easy access to your money, and the opportunity to waive monthly charges by maintaining a minimum daily balance.

Banner Bank has a rating based on reviews from WalletHub users and other reputable websites.

The rating was last updated on 01/06/2025.

79 reviews from WalletHub and across the web provide a comprehensive view of the bank's services.

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Reviews are a crucial aspect of any financial institution, and Banner Bank is no exception. The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites.

The rating was last updated on 01/06/2025. This suggests that the information is current, but it's always a good idea to check for updates before making any financial decisions.

79 reviews from WalletHub and across the web provide a comprehensive view of the bank's services. This is a relatively small number of reviews, so it's essential to consider other factors when evaluating the bank's reputation.

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Banner Bank is a great option for those who value face-to-face customer service. They offer banking products that are light on fees, making them a suitable choice for customers with basic banking needs.

If you're looking for a bank that can cater to your complex financial picture, Banner Bank is worth considering. They offer options that can suit a variety of customers.

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