
Bank of Stockton is a community-focused bank that offers a range of services and products to meet the financial needs of its customers. They have a physical presence in the Stockton area, with multiple branches and ATMs.
The bank's services and products are designed to be accessible and convenient. They offer online banking, mobile banking, and phone banking to make it easy to manage your finances on your own schedule.
One of the bank's key services is its business banking options. They provide a range of accounts and loans specifically designed for small businesses and entrepreneurs.
Bank Overview
The Bank of Stockton is a community bank that has been serving the Stockton area since 1907.
It has a long history of providing financial services to individuals and businesses in the region.
The bank has a strong commitment to community development and has invested in local projects and initiatives over the years.
It has a network of 11 locations across San Joaquin County, making it easily accessible to customers.
The bank offers a range of personal and business banking services, including checking and savings accounts, loans, and investment products.
Its experienced team of bankers is dedicated to providing excellent customer service and helping customers achieve their financial goals.
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Services and Products
Bank of Stockton offers a variety of deposit products to help you manage your money. You can choose from savings accounts, checking accounts, money market accounts, and CDs.
Savings accounts require a minimum balance of $100 to earn interest, while certificates of deposit (CDs) have a minimum balance requirement of $2,500 for all tiers.
The bank's products include:
Bank of Stockton's CD rates are competitive, but it's worth noting that CDs can have limitations on accessing your money.
Products Offered
Bank of Stockton offers a variety of deposit products to help you manage your money.
You can choose from savings accounts, checking accounts, money market accounts, and certificates of deposit (CDs) to suit your needs.
Here are some details about the minimum balance requirements for certain products:
Keep in mind that Bank of Stockton's savings rates aren't the best, so you might want to shop around for better options. CDs, on the other hand, can be a great way to earn higher returns, but be aware that you'll face some restrictions on accessing your money.
Service Quality
Bank of Stockton offers a range of services that make banking convenient and accessible. Bank of Stockton has 19 total bank locations in California, making it easy to find a branch near you.
You can access Bank of Stockton's online and mobile banking platforms to manage your finances on the go. The Bank of Stockton mobile app rates a 3.5 out of 5, based on 210 user ratings.
Bank of Stockton's online and mobile banking platforms allow you to review current statements, send and receive funds, and reach support representatives. You can even deposit checks remotely using the mobile app.
Bank of Stockton has a superb consumer satisfaction rating, with few complaints registered with the Consumer Financial Protection Bureau (CFPB). This is a testament to the bank's commitment to providing excellent service to its customers.
With a strong presence in nine contiguous counties, Bank of Stockton offers a range of services to meet the needs of its customers. From personal banking to business loans, Bank of Stockton has a suite of products to help you succeed.
Bank of Stockton's commitment to its customers and communities is evident in its giving back efforts. The bank is recognized for being a local lender with local decision-making, and is actively involved in the communities where its branches operate.
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Financial Information
Bank of Stockton is a large bank with a significant presence, boasting $3 billion in assets and $2 billion in deposits.
Its Texas Ratio of 2.67% indicates that the bank is in excellent financial health.
This is reassuring, as it means the bank is well-equipped to handle financial challenges and is far from the risk of failure.
Annual Revenue
The annual revenue of a bank can give you an idea of its financial health. The Bank of Stockton annual revenue was $100 million in 2025.
Having a clear picture of a bank's revenue can help you understand its stability. This is especially important if you're considering investing or banking with them.
Bank of Stockton's revenue is a significant portion of its overall financial performance.
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Rates
Bank of Stockton's savings rate is a fair 0.10%, which is comparable to the national average.
This rate is decent, but you may want to explore other options for higher savings returns.
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The bank's one-year CD earns at a rate of 0.49%, which is a relatively low return.
In contrast, the five-year CD has a rate of 1.50%, making it a more attractive option for long-term savers.
If you're looking for a high-yielding account, the bank's money market account earns at a rate of 0.20%, which is somewhat better than the savings rate.
Here are the rates offered by Bank of Stockton at a glance:
- Savings rate: 0.10%
- One-year CD rate: 0.49%
- Five-year CD rate: 1.50%
- Money market account rate: 0.20%
Fees
Bank of Stockton charges customers high fees compared to the national average.
Their checking account has a monthly fee of $4.00, which can add up quickly.
This fee is a significant drawback for anyone looking for a simple account.
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Financial Health
Bank of Stockton is a large bank with $3 billion in assets. Its deposits total $2 billion. The bank's Texas Ratio is a mere 2.67%, a percentage that's incredibly low and indicates the bank is in great financial shape. This means it's far from failure.
Events and People
The Bank of Stockton has a rich history, and it's fascinating to learn about the people and events that shaped the bank. One notable figure is William A. Clark, a prominent banker who was instrumental in establishing the Bank of Stockton in 1866.
The bank's early days were marked by significant growth and expansion, driven by the local economy's thriving agricultural sector. The bank's strong relationships with local farmers and businesses helped it to become a trusted financial institution in the community.
The Bank of Stockton's commitment to community involvement is evident in its long history of supporting local events and initiatives.
Holds Grand Opening
The Bank of Stockton celebrated a major milestone with the grand opening of its 21st branch in Dixon, California.
This new branch marks the completion of a 21-branch footprint across 17 cities and within nine counties, allowing the bank to serve a wider surface area of customers.
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The Bank of Stockton initially opened its doors in 1867, just two years after the Civil War, and has been serving the Central Valley and surrounding communities for over 150 years.
At the grand opening, CEO and Chairman of the Board, Douglass Eberhardt II, made an appearance, chatting with guests as they entered the new branch.
The bank's commitment to technological advancement and customer convenience is evident in its online banking services, which include features like bill discovery, introduced in 2022.
The Dixon branch is led by Community Branch Manager Fernando Ontiveros, a Dixon native who is excited to continue serving his community with excellent customer service.
New patrons were greeted with artful décor and pastries, showcasing the bank's focus on creating a welcoming atmosphere for its customers.
The bank's marketing director, Angela Brusa, highlighted the local Dixon history incorporated into the branch's interior, including a shadowbox coffee table with Dixon photos.
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How Many People Employed

People are the backbone of any organization, and understanding the number of employees can give us a glimpse into their size and scope. 219 people are employed at Bank of Stockton.
Working at a bank can be a unique experience, and having a team of 219 people helps to ensure that customers receive top-notch service.
Vice President of Marketing
Meet the key players behind the scenes of Bank of Stockton. Angela Brusa is the Vice President, Director of Marketing of Bank of Stockton, leading the marketing efforts of the bank.
Angela Brusa is the Vice President, Director of Marketing of Bank of Stockton.
Frequently Asked Questions
Is Bank of Stockton only in California?
Bank of Stockton operates exclusively within Northern California, serving 9 counties. Its 20 branches are located in 16 cities across the region.
Does Bank of Stockton have Zelle?
Yes, Bank of Stockton offers Zelle, a peer-to-peer payment service, through its online banking platform. To use Zelle, you'll need to enroll with Zelle by following the steps in a payment notification.
How many assets does the Bank of Stockton have?
The Bank of Stockton has approximately $4.4 million in total assets. Established in 1867, the bank's assets have grown significantly over the years.
Sources
- https://en.wikipedia.org/wiki/Bank_of_Stockton
- https://www.independentvoice.com/2024/11/13/513108/bank-of-stockton-holds-grand-opening
- https://rocketreach.co/bank-of-stockton-profile_b5ca81e3f42e0bcc
- https://smartasset.com/checking-account/bank-of-stockton-ca-banking-review
- https://issuu.com/mantecabulletin/docs/2023_mb_rc/s/24931519
Featured Images: pexels.com