
The Bank of Hawaii routing number is a crucial piece of information for anyone looking to make transactions with the bank. It's essentially a nine-digit code that helps identify the bank and facilitates the transfer of funds.
You can find the Bank of Hawaii routing number on your checks, online banking, or by contacting the bank directly.
What Is a Routing Number
A routing number is a unique nine-digit code assigned to a bank or financial institution, like Bank of Hawaii. It's used to facilitate various monetary transactions.
You might be wondering, what's the purpose of a routing number? Well, it's used for actions like arranging direct deposits, receiving payments, depositing checks, and executing wire transfers or ACH payments to individuals within the US.
The routing number is essential for financial institutions to process transactions efficiently. For instance, Bank of Hawaii's routing number is 121301028, which is used for both domestic and international fund transfers.
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Here are some specific uses of a routing number:
In summary, a routing number is a crucial code that enables banks and financial institutions to process various transactions, and Bank of Hawaii's routing number is 121301028 for domestic and international fund transfers.
Finding Your Routing Number
To find your Bank of Hawaii routing number, start by checking your checks, as the nine-digit number is printed in the bottom left corner.
You can also find your routing number by logging into your online banking account, where it's usually listed on the account information pages.
Your monthly bank statement may also include your routing number, so take a look at that too.
If you're still unsure, you can visit the Bank of Hawaii website and navigate to their FAQs or contact page for more information.
The routing number is generally the same for all personal accounts, business accounts, and branches at Bank of Hawaii, but it's always a good idea to verify this information if you're dealing with a specific type of transaction.
Here are the different ways to find your Bank of Hawaii routing number:
- Bank of Hawaii Mobile App
- Bank of Hawaii Online Banking
- Monthly Bank Statement
- Check Book
- Bank of Hawaii Website
- Call Customer Service
Purpose and Usage
You need a Bank of Hawaii routing number for various financial transactions, including direct deposits, automatic bill payments, and wire transfers. This nine-digit number is used to identify the bank and facilitate the transfer of funds.
To find your Bank of Hawaii routing number, you can log in to your account through the Bank of Hawaii Mobile App or online banking. The routing number is also printed on your checkbook and monthly statement.
The routing number is required for various routine financial operations, such as setting up direct deposit for your paycheck, enabling direct deposit for government funds, and establishing an online bill payment schedule. You may also need it to process checking, transfer money between accounts, make telephone payments, or change check orders.
Here are some common uses of a routing number:
- Direct Deposits
- Online Payments
- Checks
- Wire Transfers
The routing number is used when processing check and electronic transactions, like fund transfers, direct deposits, bill payments, and digital checks. It's also required by the Automated Clearing House (ACH) network to permit electronic transactions, such as wage and pension payments.
International Transactions
For international transactions, you'll need a SWIFT code, not the Bank of Hawaii routing number. The Bank of Hawaii's SWIFT code is BOHUS33.
If you're sending or receiving money from other countries, you'll want to use this code to facilitate the transaction. This is because the routing number is primarily used for domestic transactions within the United States.
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Difference Between Routing and SWIFT Code
The difference between a routing number and a SWIFT code is a crucial distinction to understand when it comes to international transactions. A routing number is used within the US for domestic transactions.
It's comprised of nine digits and identifies a particular US bank or credit union. This is used for various transactions like direct deposits, electronic transfers, and domestic check processing.
On the other hand, a SWIFT code is employed internationally for cross-border transactions. It typically consists of 8 or 11 characters and identifies a specific global bank or financial institution.
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For international wire transfers, you'll need both an International Routing Number and a SWIFT Code. These details help banks outside of the USA identify the right bank to transact with.
Here's a comparison of routing numbers and SWIFT codes in a table:
The Bank of Hawaii's SWIFT code is BOHUS33, which you can use when sending or receiving money from other countries.
International Wire Transfers
For international wire transfers, you'll need to provide specific details to ensure a smooth transaction.
International wire transfers require an International Routing Number and a SWIFT Code. These details help banks outside of the USA identify the right bank to transact with.
You can use the following details for international wire transfers: International Routing Number: 121301028, SWIFT Code: BOHIUS77.
These details will help you complete an international wire transfer, making it easier to send or receive money across borders.
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International Transactions
If you're planning to send or receive money internationally, you'll need to know the right codes and procedures. The Bank of Hawaii's SWIFT code is BOHUS33, which you can use for international wire transfers.
For international transactions, you'll typically need a SWIFT code, not a routing number. Routing numbers are primarily used for domestic transactions within the United States.
To process international transactions, you'll need to use the Automated Clearing House (ACH) network, which requires a routing transit number. However, for international wire transfers, you'll use a SWIFT code instead.
International transactions can be complex, but knowing the right codes and procedures can make a big difference. In the case of Bank of Hawaii, their SWIFT code is BOHUS33, which you can use for international wire transfers.
Common Questions on Numbers
The Bank of Hawaii Routing Number is a crucial piece of information, and you might have some questions about it. The routing number for domestic and international fund transfers is 121301028.
You can use the Bank of Hawaii Routing Number for various monetary transactions, such as arranging direct deposits or automatic bill payments from your account.
To receive payments like salaries or pensions directly into your account, you'll need to provide your routing number.
Depositing checks also requires your Bank of Hawaii Routing Number.
You can execute wire transfers or ACH payments to individuals within the US using your routing number.
Here's a quick rundown of the types of fund transfers and their corresponding routing numbers:
Bank of Hawaii
Bank of Hawaii is a regional bank that operates in Hawaii and the Pacific Islands. It was founded in 1899 and has since grown to become one of the largest banks in Hawaii.
The bank offers a range of personal and business banking services, including checking and savings accounts, loans, and credit cards. Its headquarters is located in Honolulu, Hawaii.
Bank of Hawaii has a strong presence in the Hawaiian community, with over 100 branches and ATMs throughout the state. It also has a significant online presence, allowing customers to bank from anywhere.
The bank's routing number is a crucial piece of information for those who want to make transactions or send money to Bank of Hawaii accounts.
Frequently Asked Questions
What bank is routing number 121301028?
The routing number 121301028 is associated with Bank of Hawaii. This number is used for domestic and international wire transfers.
What bank routing number is 514011116?
The 514011116 deposit routing number is only for physical BOH deposit slips, not for electronic funds transfers. Use 121301028 for electronic transactions and checks.
Is the routing number the same for all branches?
No, a large bank may have multiple routing numbers for different branches, but each routing number is unique to one institution. This means each branch may have its own routing number, but not all branches share the same one.
Is ABA routing same as routing?
Yes, ABA routing numbers and routing numbers are the same thing, used to identify banks in the US for domestic transactions. This unique 9-digit code facilitates bank transfers, direct deposits, and other financial transactions.
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