
Apple Pay at Target Stores is a convenient way to make purchases without needing cash or credit cards.
You can use Apple Pay at self-checkout lanes and traditional checkout lanes at Target stores.
To use Apple Pay at Target, your iPhone or Apple Watch must be updated to the latest version of iOS or watchOS.
Make sure your device is unlocked and awake, and hold it near the contactless payment reader to make a payment.
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Setting Up Apple Pay
To set up Apple Pay, simply add your credit card or debit card to the Wallet app on your iPhone. You can still get all of your card's rewards and benefits.
Apple Pay can be used on multiple devices like the iPhone, iPad, Apple Watch, and Mac. To use Apple Pay, you'll need a compatible device with the latest version of iOS, iPadOS, or watchOS.
Here's a list of what you'll need to set up Apple Pay:
- A compatible device with the latest version of iOS, iPadOS, or watchOS.
- A supported card from a participating card issuer
- An Apple ID signed into iCloud.
To link your Apple Pay method to the Target mobile app, follow these steps: download and install the Target mobile app, log in to your account or create one if you don't have an existing account, and then go to the "Account" section of the app and select "Payment Methods."
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Using Apple Pay at Target
You can use Apple Pay at Target without any limits, but if you spend over $50, you may be required to provide a signature.
Target accepts Apple Pay at many of its stores, but its availability can vary depending on the location.
If you have problems using Apple Pay at Target, the first thing to do is ask someone working at Target if they know what the problem might be.
You can confirm whether an individual store accepts Apple Pay by calling ahead or visiting the store's website.
Target also accepts other mobile payments like Google Pay, Samsung Pay, and contactless digital wallets, in addition to Apple Pay.
Here are the other payment options available at Target stores:
- Cash
- Target RedCard: Target Debit Card, Target Credit Card, Target Mastercard
- Target Application on Mobile Device: Target Debit Card, Target Credit Card, Target Mastercard.
- Target Temporary Slips: Target Debit Card and Target Credit Card.
- Third-party Credit Cards: Visa, Mastercard, Discover/Novus, American Express, credit cards from foreign banks (JCB Japanese Credit Bureau), Diner’s Club International, and FSA/HSA cards are redeemable for FSA/HSA eligible items.
- Debit/ATM and EBT Cards
- Contactless pay using the Target Mastercard or any other approved third-party credit card designed for contactless pay.
- Gift Cards:Target GiftCards, Merchandise Return Cards and Prepaid Gift Cards with a Visa, Mastercard, Discover, or American Express logo. Starbucks gift cards can be used at the in-store Starbucks registers.
- Target Gift Certificates
- Target Merchandise Vouchers
- Multiple Payment Methods Sales: Store team members can accept both a credit and debit card or EBT card per sale. Target checkout registers can process multiple credit cards in one transaction.
- Personal Checks
- Rebate Checks: Generally, these can only pay for part of the cost of an item. Rebate checks aren’t allowed to purchase any gift cards
- WIC (Women, Infants and Children) Program: Approved in authorized stores only.
- Mobile Payments: This includes Apple Pay, Google Pay, Samsung Pay, or any contactless digital wallet.
- Alipay is approved in authorized stores only.
- Campus Cash is approved in authorized stores only.
Apple Pay Policy and Limitations
You can use Apple Pay at Target stores for purchases, and the process is relatively straightforward. Just scan your items, select Apple Pay as your payment option, authenticate with Face ID or Touch ID, and complete the purchase.
There is no limit to using Apple Pay at Target, but if you spend over $50, you may be required to provide a signature.
If you have problems using Apple Pay at Target, don't worry! Just ask someone working at Target if they know what the issue might be.
Self Checkout
Using Apple Pay at Target's self-checkout lanes is a convenient option, but it's not always available. Apple Pay is accepted at many Target stores, including those with self-checkout lanes.
However, there are some cases where Apple Pay may not be accepted at Target self-checkout, such as stores with outdated technology or technical issues. If you encounter any issues, Target staff will work to resolve the issue as quickly as possible.
To use Apple Pay at a Target self-checkout, you'll need to select the card you want to use for payment after scanning all your items. Then, you'll need to double-click the button on the side of your phone to open Apple Pay and hold it over the payment terminal.
It's essential to note that not all Target stores accept Apple Pay at self-checkout, so it's a good idea to contact the store directly to confirm its availability. Some Target locations might have specific requirements or restrictions for using Apple Pay at self-checkout.
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Apple Pay Security and Accessibility
It is safe to use Apple Pay at Target, just like anywhere else. Always use your best judgment when using any payment service.
To link your Apple Pay method to your Target account, download and install the Target mobile app. Log in to your account or create a new one if you don't already have an account.
Once linked, you can use Apple Pay to make purchases in-store or through the mobile app.
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Is It Safe?
Using Apple Pay is safe, as long as you take precautions and use your best judgment, just like you would with any payment service.
You don't have to worry about Target being a special case, it's safe to use Apple Pay there as it is anywhere else.
It's always a good idea to keep an eye on your transactions and report any suspicious activity to your bank or credit card company right away.
App Accessibility
You can use Apple Pay to make purchases through the Target App on your Apple device by clicking on the Apple Pay button at checkout.

Target's mobile app provides a convenient way to link your Apple Pay method, allowing you to make purchases in-store or through the mobile app.
To link your Apple Pay method, you'll need to download and install the Target mobile app, log in to your account or create one if you don't have an existing account.
You can then go to the "Account" section of the app and select "Payment Methods" to add your Apple Pay method by following the prompts.
Once linked, you can use Apple Pay to make purchases in-store or through the mobile app, making it a convenient and accessible payment option.
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