Aia Motor Insurance Coverage You Can Count On

With Aia Motor Insurance, you can drive with confidence knowing you're protected against unexpected events. Aia Motor Insurance offers a comprehensive coverage that includes damage to your vehicle, third-party liability, and personal accident benefits.

In the event of a claim, Aia Motor Insurance has a streamlined process that ensures you receive the compensation you need quickly. Aia Motor Insurance has a 24/7 claims hotline to assist you with your claims.

Aia Motor Insurance also offers optional add-ons to enhance your coverage, such as windscreen protection and roadside assistance. These add-ons can provide you with added peace of mind while on the road.

Aia Motor Insurance is backed by a reputable insurance company, giving you the assurance that your claims will be handled efficiently and fairly.

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With AIA Motor Insurance, you'll have a range of benefits to protect you and your vehicle.

A lump sum payment will be made to cover any loss or damage to your car due to an accident, theft, or fire.

You'll be covered if the accident caused by your car results in loss or damage to other people's property.

Coverage for injury or death to others is also included, in case the accident results in harm to others.

If you're involved in an accident, AIA Roadside Assist offers 24-hour support to get you back on the road safely.

For another approach, see: Car Accident Insurance Claim Process

With AIA Motor Insurance, you can customize your coverage to fit your needs and budget. You can purchase optional benefits by paying an additional premium for added protection.

One of the optional benefits is windscreen damage, which can be a costly repair if you don't have it covered.

The policy also offers legal liability to passengers and of passengers, damage arising from flood and landslide, and riot, strike, civil commotion.

You can also purchase compensation for Assessed Repair Time (CART) and all drivers (for company-owned vehicles) for added protection.

AIA Motor Insurance also offers a unique discount benefit for households with multiple cars.

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If you have two or more cars insured under the same household, you can enjoy a 5% family discount, which is perpetual as long as you renew your coverage annually.

To take advantage of this discount, simply provide the same address during the purchase, and the discount will automatically be applied.

This discount can be enjoyed by up to four cars in one household, making it a great option for families with multiple vehicles.

Here are the optional benefits you can purchase:

AIA motor insurance has its limitations, and it's essential to understand what's not covered under the policy. Your own death or bodily injury due to a motor accident is excluded from coverage.

Damage or loss resulting from certain incidents can't be claimed under this policy. Loss, damage, or liability arising from an act of nature, such as flood, storm, or landslide, is also excluded.

Your vehicle left unattended after an accident or breakdown is not covered. This means if you leave your car on the side of the road and it gets damaged, you won't be able to claim for the damage.

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Consequential loss, depreciation, wear and tear, mechanical or electrical breakdown failures, or breakages are also not covered under the policy.

Here are the exclusions listed out for your reference:

Family Car Insurance is a great option for households with multiple cars. AIA Family Drive offers a 5% discount if two or more cars in the family are insured under the same household.

This discount is a first in the Malaysian car insurance market, making it a unique and attractive offer. The family discounts are also perpetual, as long as you renew your coverage annually with AIA General.

To take advantage of this discount, simply provide the same address during the purchase, and the discount will automatically be applied. Up to four cars in one household can enjoy this discount.

AIA Family Drive car insurance can now be purchased through AIA General's nationwide network of agents and branches, as well as through the AIA General website.

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